CHANGES TO HEALTH AND LIFE INSURANCE AFTER DIVORCE
COVERAGE ISSUES IN MASSACHUSETTS
For better or for worse, divorce is a part of many people’s lives. According to Statista, the divorce rate in Massachusetts was 1 divorce per 1,000 inhabitants in 2021. While this figure is down from 2.2 divorces in 2009, it shows that divorce is still relatively common. That is why getting the right legal counsel is crucial when navigating divorce issues.
When minor children are involved in divorce, life insurance coverage is often straightforward. Courts typically order life insurance to be maintained for both parents, until the children are emancipated. This helps ensure that the death of a parent — especially the parent responsible for child support or spousal support — does not place a child in serious financial hardship.
In Massachusetts, divorce does not necessarily affect health insurance coverage. You may be required to maintain your ex-spouse’s health insurance benefits post divorce. And, as long as you or your ex-spouse is not self-employed, an employer must maintain the divorced spouse’s health insurance benefits. It is critical to discuss your current coverage with a lawyer to help safeguard your interests.
ESTATE PLANNING ISSUES
It is crucial to review and change your life insurance beneficiaries after divorce. A qualified attorney can explain the consequences. We can go beyond the consequences and help you establish a sound estate plan.
We have more than 25 years of experience establishing estate plans. We understand how improper planning and documentation can affect high net worth divorce and other financial situations. We can discuss and review your concerns. We can then put together a sound estate plan, including wills, trusts, powers of attorney and health care directives.
We also understand the importance of protecting your minor children. Effective estate planning can help ensure your minor children’s interests are protected through trusts and other documentation. Without proper planning, your minor children and/or ex-spouse could gain control of property or assets.
FREE INITIAL CONSULTATION
Contact us today for a free initial consultation concerning your health and life insurance policies.
ATTORNEY MONIQUE B. LAMB
Since founding the practice on January 4, 1999, Monique has dedicated her career to family law, providing clients with compassionate yet practical guidance through some of life’s most challenging moments. With over two decades of experience, she understands the complexities and emotional toll of family law cases and focuses on achieving resolutions while minimizing unnecessary conflict. [ ATTORNEY BIO ]
"Attorney Boucher-Lamb is thorough, resourceful, and a highly knowledgeable attorney. I hired her many years ago and we have worked together for the past eight years. She is professional, reliable, personable, and an overall fantastic attorney. I highly recommend her; she is fair and gets the job done."
-DANIELLE
"I had a fantastic experience with a very difficult time in my life. The divorce was hard for me, but Monique was the consummate professional. Without her guidance and support, I don't know how I would have made it through."
-DAWN M.
"Monique is a fantastic lawyer. She expeditiously helped my husband and I pull together our estate papers. She was very helpful with any questions I had, and was extremely thorough."
-JESSICA S.
"Monique helped me through one of the worst times of my life. She was always looking out for my interests, she is very knowledgeable in her field, and she is completely genuine."
-ANONYMOUS
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